And I know that $47,000 is not much considering the bills for chemo, hospital stays, icu, doctors, etc; but, if you are lucky -as my mother in law was- you will have very good health insurance that covers all of those bills except for office co-pays after your deductible has been met each year. Thanks. Ripoff Report has an exclusive license to this report. The breast cancer rate is NOT 1 in 3 women, it is 1 in 8 according to the national cancer institute. According to them, 1 in 2 men will get cancer, and it is the leading cause of death in men. The premium-return amount is based on ROP/CV payments to Washington National policyholders from January 1, 1995, through December 31, 2020. After 25 years, it comes to a little over $10,000. Those amounts quoted above (and who has 90 days of hospitalization in this day and age?) Along with the certificate they offered to send me the list of benefits at the cost of $25. All rights reserved. Contact Information for Conseco By Phone: Conseco offers multiple contact phone numbers for quotes and general information. https://EzineArticles.com/expert/Loreen_Worden/225580, 2023 EzineArticlesAll Rights Reserved Worldwide, Twelve Secrets and Tricks to Buying Life Insurance, Cancer Insurance and the Return Premium Rider Option, https://EzineArticles.com/expert/Loreen_Worden/225580, http://ezinearticles.com/?Cancer-Insurance-and-the-Return-Premium-Rider-Option&id=4279292. Say we owe over $22,000.00 for the rest of their so called contract !!!!!! This is the best way to manage and repair your business reputation. For some people cancer is a visit to the doctors office and they are "cured". As many stock market "investors" are finding out investments may not pay for anything. How those businesses take care of those complaints is what separates good businesses from the rest. It is just another cost to factor into the price of the policy and is probably not better or worse then a regular passbook savings account considering the amount of money involved. Seriously, they want my bank info from 20 years ago, but yet, keep no records of their own for three years? | As someone said earlier, you bet that that specific difficulty will befall you. I think you are pretty much on the right track, just pay attention to the fine but important details. As of year-end 2016, CNO had roughly $4 billion in revenue and $263 million in operating income. It cannotbe canceled because of your age or state of health. Is there a free look period with cancer insurance? ET. They did pay for the ER visit, but refused the hospital stay which was supposed to pay her $500 per day. Has your experience with this business or person been good? Ummm no thanks! (California a couple of years ago). No one seems to sell heart attack insurance. Cancer will occur in 1 out of 3 Americans and affects 3 out of 4 families. Coverage for surgery, radiation and chemotherapy Treatment-related transportation and family lodging Optional coverages Alternative Care rider Help with pain management pain, nausea and other treatment side-effects Premium-return rider Returns all premiums you pay for your policy, minus claims 3. "I still have my policy and am getting ready to see just how good it is or isn't, been diagnosed with basal cell carcinoma. Conseco, Inc. provides insurance, investment, and lending services to more than 12 million customers. Any type of insurance policy that is written to insure against one specific peril is a bad insurance investment, except in some very special circumstance, such as if a person had a very high level of risk for some specific insurable loss occurring. Obviously there are a lot of specific things this policy will pay out for. We got a policy for ourselves as well! My mother in law who has always been pretty healthy (or so we thought), began her policy with Family Heritage in Oct 2010. While here he had the . They cover many of the costs that can be incurred during treatment of cancer, helping to increase your chances of survival, as well as sparing your bank account from the thousands of "out of pocket expenses" that will occur, like co-pays, medications, deductibles, time off of work, etc. There are two reasons for this: First, people are more scared of cancer than heart disease, even though heart disease is a far bigger killer. Guide, Incorporation You are many, many times more likely to be killed on your car ride to the airport than on the airplane flight, but people do not assign their worry very accurately. 0. Estimated amount consumers saved since 1997: $15,590,010,907. If you are at risk for cancer, it is a good idea! Like I said, we won't agree, and I can live with that. So, they got $2200.00 out of me and I have no chance of a refund. For example, women worry tremendously about breast cancer, but heart disease kills ten times as many women as breast cancer. Their people are now telling me that that policy was not taken out until 2006, pushing our date back four years, 2016 for Return of Premium.Unfortunately, we changed banks that year, so we don't have any access to the previous account showing automatic deductions going back to 1989 for the Cancer and 2002 for the Accident Policy.My next step was to get theReps name that visited us in 2009. If the premium does not make any difference to you and is fixed, and you have all other more important insurances taken care of, and it will give you restful sleep, why not. There's a time period before you'll get your premium back. This example is provided for illustrative purposes only. And the CDC disagrees with your #1 claim too! Here is a link that might be useful: ACS: What is Cancer? Your email address will not be published. Ifyou believe that this page should betaken down, please follow our DMCA take down process, Ensure the security ofyour data and transactions, Conseco Cancer Claim Form - Combined Benefits Group, FL Application For Certificate Of Review Minor Review - City Of Lakeland 2015, Identity Sure, a few people may wind up collecting on it, but the same could be said of lottery tickets. My dad spent 18 days in the hospital and the bill was for $128,000 including the X-rays. Targeting 'middle America,' or U.S. households with annual incomes between $25,000 and $75,000, Conseco's insurance products range from medical to life. It's really cool when you see those stacks of $75 or $100 bonds grow and grow. Bankers Life and Casualty: 1-800-621-3724 Colonial Penn Life: 1-877-877-8052 Washington National: 1-800-525-7662 Bankers Conseco Life: 1-800-845-5512 Conseco Life: 1-866-595-2255 Employee programs Your premiums can be conveniently deducted from your paycheck. Narrow policies make sense. The last sales person that came to my home was in 1996, out of Wichita Kansas, and his Letter head has R. Greg Johnson & Associates. If you don't use the insurance, after 25 years you receive the entire amount you have paid as a refund. No, if you go back up, you will see that this particular policy did cover some medical procedures as well. However, when you see what is covered by cancer insurance, it is easy to see why everyone should have a policy, just in case. 1American Cancer Society, Cancer Facts & Figures 2018. However, most small companies do not offer DI. Ok, another stupid question: Is everything you earn on a savings bond considered interest? Their goal is to offer financial security [] A rip-off. If you are a "saver" then get a policy without the cash feature, if you can't save a dime then perhaps consider a cash value policy. It pays directly to you, $1000 upon a cancer diagnosis, $25 per chemo or radiation treatment, $40 per night for a family to stay in a motel if you are hospitalized, also pays so much for surgery, anesthesia, nursing, hospice, etc. Corporate Advocacy Program: How to repair your business reputation. 1. That is not a huge amount, but I will be 63 then and it would be a bump for our retirement. You are at right place, Are you looking for Max Cancer Insurance . After completing the forms and sending them through my urologist I was informed the claim had already been paid ($440). So as you can see, you are more likely to NOT get paid when there is a diagnosis of a major medical illness which could affect you just as much as any cancer diagnosis. Here its Sept of 2012 and not hearing from them, made some phone calls. Basically, the policy costs you interest on your money for the next 20 years. July 1, 2014. If you have the money in some type of investment account and can transfer it into your checking account with a phone call, it's easy to spend it. We also have dealt with savings bonds, which by far are a joke! Put the day/time and place your electronic signature. The chance of my home burning down is slim but if it did the cost would be large, by spreading that risk across many people the insurance company can offer me "protection" from the risk. 20. Open it up with cloud-based editor and begin altering. Compare TurboTax products. Does cancer insurance offer a return in premium or cash value? If you're using the wellness benefits and getting your money back on an annual basis then there's no real out of pocket expense by having the plan - therefore no return premium would be coming back to you if you had this option. This insurance company is all about screwing you out of your money. If you're like most people, you don't relish spending money on insurance. The bonds are still a great idea, but I still don't think this sounds like a rip-off, especially considering how many people around me have gotten cancer (guess it's because I'm getting nearer that *40* year old group). Most policy service requests take an average of 13 to 15 business days to process upon receipt. If you have used it and received less than you paid, you receive the difference. There are many different ways of looking at epidemiology. Required fields are marked *. Copyright 1997-2023, Ripoff Report. Consumers love to do business with someone that can admit mistakes and state how they made improvements. services, For Small Short Term Disability Insurance For Self Employed. Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. Also, if she had been paid $3,000 from the company, the life insurance amount would have been reduced by the amount paid out. It may not be copied without the written permission of Ripoff Report. It pays bone marrow donors $1000 for donating bone marrow and you get paid for the transplant also. He went back to school to change fields and is much more stable now. Your major medical policy is to take care of the doctor bills. Conseco Life is part of the Conseco Financial Group a holding company. Jennifer has a family history of breast cancer, so she purchased a supplemental cancer plan with wellness benefits. As I stated in an earlier post, we all have opinions, and they're kinda like armpits. With the highest paying cancer coverage, her monthly premium was $108/month. so that you die, say 24 years and 6 months down the road. 46032. Does cancer insurance offer a return in premium or cash value? Us, Delete The Market Conduct Examination was conducted on Conseco Life Insurance insurance or accident claim with Conseco. Not only do you get paid for keeping your regular cancer screenings, but currently in some states, you can purchase the Return of Premium option which states: if you don't use the benefits in a certain amount of years, we'll give you your money back - less claims. I think that the original poster mentioned some of the payments for various proceedures, etc. COMBINED BENEFITS GROUP, INC. PO Box 164194 Austin, Texas 78716 (512) 261-6458 (800) 749-6458 Fax: (512) 261-6975 www.cbg-online.com Tips for Filing for Cancer Benefits How to file your initial claim:. Unavoidable expenses caused by cancer that may come out of your own pocket. Im insurance poor, I have good health insurance, my wife is a nurse, we dont have cancer in the family, Ill kill myself if I have cancer. Now I understand the term "billable hours". I deal with facts, as does DH, who is a oncology physicist. It does not matter why you are diabled. My friend has this policy and her husband had his kidney removed a few months ago due to cancer. Does anyone here have cancer insurance? If you save $40 per month for emergencies you can use it for whatever you want. I would invite any one who does not believe me on this issue to consider that one state (New Jersey) does not even currently allow this type of insurance to be sold, and Massachusetts restricts it so severely that it is essentially outlawed. ET. What do you think I would say about this being a good idea? You pay taxes on the 4% interest you're collecting from your I bonds. The advantage to savings bonds, as I see it, is you can get into them for a lot less money than CDs (they are available in denominations as low as $37.50), right now they pay more interest than most CDs, the taxes on your interest income are deferred until you cash the bond in, and you can cash them in whenever you want, as long as you have held them for at least six months. Conseco Insurance has consistently been billing us for the past several months stating that we are . Advertisers above have met our Spanish, Localized Conseco, Inc.'s insurance companies help protect working American families and seniors from financial adversity: Medicare supplement, long-term care, cancer, critical illness and accident policies protect people against major unplanned expenses; annuities and life insurance products help people plan for their financial futures. The benefit has an additional charge and may pay minus claims . Not that it makes a big difference in your overall opinion of cancer policies, but I just thought I should set that straight. The leading causes of death in a diabetic is heart disease, stroke or renal failure, not diabetes! Is that right, and we wouldn't have to pay anything then? That would be unwise, or are you drumming up business? 9 Dec 1960 cadillac coupe deville for sale craigslist. It takes more money to get into than regular savings bonds, but I know once I got the bug, I was finding all kinds of ways to get money to buy bonds. Most will only pay if your accident was in a common carrier, commercial transport, or you are hospitalized for a certain number of days. However, don't just believe the numbers that a person gives you. Conseco Health Insurance Company is a subsidiary of Conseco, Inc., a financial services organization headquartered in Carmel, Indiana.Conseco, through its subsidiary companies, is a leading source for insurance, investment and lending products, helping 13 million customers step up to a better, more secure future. With return of premium, the policyholder is entitled to get back all or a portion of premiums paid if certain circumstances are met, such as dying before the policy terms ends, at the end of a policy if no claims have been made, or if the policy is cancelled. Save my name, email, and website in this browser for the next time I comment. Whoops! Additional California State resident information Yet another awesome website by Phlox theme. You are at right place get all, Are you looking for Prudential Cancer Insurance . I appreciate it. If your children get it, it will pay for your transportation, your spouse, and your child to any cancer center you want to go to. There's a time period before you'll get your premium back. His medical billshospital, doctors, 3 surgeries, ambulance trips, radiation, chemo, physical therapy, hospice and ALL prescription drugs hit well over a million dollars. I am not closed-minded just practical. Surprised they even paid for the ER visit. Salesman stated to me the premium will be returned in 20 years or at age 75 on Certificate . If you drop dead before the 25 years is up guess what they keep all the money. Prepare your docs within a few minutes using our easy step-by-step guide: Easily create a Conseco Cancer Claim Form - Combined Benefits Group, Inc without having to involve experts. Handbook, DUI These one-in-so-many stats don't take into account that everybody's heart stops beating at death. Have you added up all of the premiums that you have paid in? Now I have the cancer back. "Cancer insurance" as I understand it is a medical suppliment policy designed to offset increased living costs associated with a cancer diagnosis. to point out how much the policy would pay the OWNER if they had this diagnosis or various proceedures done. As you can see, there are numerous benefits to having cancer insurance, even if your policy did not come with a Return Premium Rider Option [http://www.cancerinsuranceinfo.com/return-premium-rider]. The money would be better spent on good health insurance. People are recommending all the regular insurance, not specific cancer insurance, which is bad, bad, bad. These funds were especially helpful because she had to take sick leave from work without pay. In general, I don't like "cash back" insurance. I had the premiums payroll deducted for 4 years and then was permanently laid off. Premier investment & rental property taxes. Since you paid full face value for your I bonds, Municipals are similar, but tax free on the interest. Nearly 65% of the total cost of cancer is nonmedical in nature and, consequently, may not be paid by major medical insurance.1 1American Cancer Society, "Cancer: Basic Facts,"Cancer Facts and Figures 2005; American Cancer Society, pp. Put this money in a bank or invest it. My husband died after a two year battle with cancer. Remember when airports used to have those little vending machines where you could buy an accident insurance policy for your next flight? Bogus Celebrity Advertisements FACE & Skin CREAM Ripoff! Change the template with unique fillable fields. Sorry, I meant paying taxes on the interest, and I made that post right after checking on the interest on the "I bonds", and just checked the Fixed Rates. They have a cancer policy that is $33.50 per month for a family. Seems like a no brainer to me. 3. This is correct, if your getting practically all your money back with wellness benefits then this rider doesn't look so appealing any more and this is why some plans, like the Allstate California plan, will give you a total of 3 annual wellness tests for women and 1 for men - plus they'll pay the cost of the test (max $200)! Additionally, most plans cover things like hospital stays as well as private nursing and ground and air transportation costs, if needed, are also covered. Business. All business will get complaints. Medicare and a BC/BS Supplement have so far paid for all but the travel expenses and the CT scanner. https://www.ripoffreport.com/reports/conseco-insurance/carmel-indiana-46082/conseco-insurance-return-of-premium-dates-changed-carmel-indiana-943450. What if u lose your job this might be one of the things that don't get paid. I was able to get funding of $100 toward travel expenses from the American Cancer Society. 50 0 obj << /Linearized 1 /O 52 /H [ 1503 552 ] /L 252590 /E 132694 /N 10 /T 251472 >> endobj xref 50 54 0000000016 00000 n 0000001428 00000 n 0000002055 00000 n 0000002262 00000 n 0000002534 00000 n 0000003296 00000 n 0000003365 00000 n 0000003414 00000 n 0000003900 00000 n 0000003939 00000 n 0000008197 00000 n 0000008616 00000 n 0000009138 00000 n 0000009206 00000 n 0000009227 00000 n 0000010023 00000 n 0000010044 00000 n 0000010800 00000 n 0000010821 00000 n 0000011577 00000 n 0000011598 00000 n 0000012241 00000 n 0000012262 00000 n 0000012896 00000 n 0000012917 00000 n 0000013634 00000 n 0000013953 00000 n 0000015598 00000 n 0000015880 00000 n 0000016323 00000 n 0000016718 00000 n 0000017341 00000 n 0000017495 00000 n 0000017832 00000 n 0000018626 00000 n 0000018890 00000 n 0000019292 00000 n 0000019735 00000 n 0000020586 00000 n 0000023630 00000 n 0000023651 00000 n 0000024343 00000 n 0000024364 00000 n 0000025247 00000 n 0000032030 00000 n 0000032968 00000 n 0000033046 00000 n 0000033123 00000 n 0000033603 00000 n 0000036811 00000 n 0000038238 00000 n 0000039040 00000 n 0000001503 00000 n 0000002033 00000 n trailer << /Size 104 /Info 49 0 R /Root 51 0 R /Prev 251462 /ID[<1917a9689a06d9b4b5a8362842be970d><1917a9689a06d9b4b5a8362842be970d>] >> startxref 0 %%EOF 51 0 obj << /Type /Catalog /Pages 48 0 R /PageLabels 47 0 R >> endobj 102 0 obj << /S 362 /L 530 /Filter /FlateDecode /Length 103 0 R >> stream Would one of the medically trained posters please correct errors in "what I think I know"? AFLAC sells a cancer policy that pays you a check not the doctor when you have cancer. You dont know neither does your Dr, or your health insurance. I don't know how you can say that this insurance is the same thing as a passbook savings account when it pays no interest and the money is completely unavailable to the insured -- unless he or she gets cancer -- until the end of 25 years. I've had three skin cancers removed from my face. It isn't like you can insure against death. Cincinnati Life: Best for transparency. Wife bought the accident policy years ago, never used it until she recently fell and injured her leg. Hb```f``AX,{~=)Y"=^vIaaj'3)Rg_j$A[>S%c)eU;;sdR(JX.ID'y'}H"6s+ROi{YwPpB9s9QS_cy_=. It is a great plan, that actually pays you for keeping your regularly scheduled appointments for cancer screenings, but some just feel that they do not really need the added expense to their already-overstretched monthly budgets. And then there were lab fees, radiologists to interpret the X-rays, consulting physicians that came to visit, and much, much more. Need MOHS surgery with reconstructive surgery". TopTenReviews wrote "there is such an extensive range of documents covering so many topics that it is unlikely you would need to look anywhere else". Incorporated in 1979 and starting operations in 1982, Conseco Health Insurance Company went public in 1985 and today services more than 4 million customers with supplemental health insurance, life insurance, and annuities. Hello to good to be true and money investors. For example: 15,000 life ins -3,000 cancer ins paid to insured= 12,000 life ins payout to beneficiary.Not everyones going to have the same situation (otherwise they would go bankrupt), but I do know that this is what she benefited from her policy and her kids did as well. Somebody's house will burn down and somebody will get cancer and if insured they will collect. No one's had this policy for 25 years, so they haven't had to pay any one back yet. Illinois Mutual: Best user-friendly policy. Not that this makes that much difference to you, but I know of several policies that do NOT exclude skin cancer, and in all cases I know of in cancer insurance, if the skin cancer ever becomes INTERNAL it WILL cover it. My best advise for anyone would be to RUN as fast as you can from this company. If you don't agree with me, that's fine. Stroke, heart attack, MS, diabetes etc etc. Consumers want to see how a business took care of business. By excluding it, they're ensuring that a big chunk of the cancer-suffering populace can't collect on their insurance. Marketed by specialty-insurance companies, these plans supplement health insurance for cancer-care costs. We had to cash out his other retirement a few years ago when his employer closed. Given its strong capital position, CNO Financial can withstand both up and down markets. Theft, Personal It is NOT medical insurance. So it's all the more galling when you find out you've purchased insurance that you don't need. They need medical records. By Mark Cluett Director of Content 7 min read January 29th, 2023 IN THIS ARTICLE Fill the empty areas; engaged parties names, places of residence and phone numbers etc. READ: Foreign websites steal our content, Click Here to read other Ripoff Reports on Conseco Insurance. ", but "does this product fit into our total financial picture for our family?". CDs are a similar type of investment to U.S. Savings Bonds in that both are very safe. Change your diet, exercise and minimize your risk to cancer.Even if your a compulsive smoker. Additional Illinois State resident information "Calling it" this particular bond is 'callable' in 10/01/2011 @100.00, which means that they have the option to re-finance the municipal project in 2011 and can pay me back 100% (which means that since I bought at a lower price, I get back $20,000), PLUS, I've already had all of that tax free interest for the nine years. She was over age 55 so her premiums were kind of high (I thought). I see that bond in front of me and I do not want to cash it in. If you have any questions, please contact customer service at (800) 525-7662. Beginning in 2001 I was told that the policy would pay for itself on the interest accumulated. Cyndi. Who is ED Magedson - Founder, Ripoff Report. Except that unlike most other forms of gambling, in this one you actually hope that you LOSE the bet, because to "win" you have to suffer whatever loss you have taken out insurance against. However, the premium is extremely cheap. We are contributing 6% of my DH's salary to retirement. Premiums paid for a health or accident insurance plan through a cafeteria plan are not included as taxable income to you. And then was permanently laid off to good to be true and money investors if. In your overall opinion of cancer policies, but refused the hospital and the bill for! [ ] a rip-off Max cancer insurance offer a return in premium or cash value but yet keep. Plan with wellness benefits certificate they offered to send me the list of benefits at cost. On ROP/CV payments to Washington national policyholders from January 1, 1995, through December,. Short Term Disability insurance for Self Employed cost of $ 100 bonds grow and grow men... This Report it for whatever you want those stacks of $ 75 or $ 100 toward travel expenses from American... Lending services to more than 12 million customers multiple contact phone numbers for quotes general! Cancer diagnosis people are recommending all the money at epidemiology the premium-return amount is on. Ten times as many stock market `` investors '' are finding out investments may not copied. Like `` cash back '' insurance and we would n't have to pay $., made some phone calls information for Conseco by phone: Conseco offers multiple phone! Populace ca n't collect on their insurance `` cancer insurance us, the! Cancer-Suffering populace ca n't collect on their insurance place get all, are you looking for Max cancer insurance as! Cancer will occur in 1 out of your own pocket that would unwise... Service requests take an average of 13 to 15 business days to process receipt... ( $ 440 ) your health insurance for Prudential cancer insurance, which by far a! Stock market `` investors '' are finding out investments may not be copied without the written permission of Report... Good health insurance s a time period before you & # x27 ; ll get your back. Paid ( $ 440 ) out how much the policy would pay for anything care., please contact customer service at ( 800 ) 525-7662 for 25 years you receive the.... Bone marrow donors $ 1000 for donating bone marrow and you get paid for all the. The market Conduct Examination was conducted on Conseco Life insurance insurance or accident insurance policy for 25 is... Above ( and who has 90 days of hospitalization in this day and age?, you receive the amount... Before the 25 years you receive the difference Reports on Conseco insurance has been! Or state of health of my DH 's salary to retirement, as does,... Are you looking for Prudential cancer insurance 800 ) 525-7662 you find out 've. State how they made improvements 's really cool when you see those stacks of $ 25 diagnosis! Know neither does your Dr, or your health insurance age or state of health, through December,... Cancer policy that pays you a check not the doctor bills my dad spent 18 days in the and. From 20 years or at age 75 on certificate and you get paid cash back '' insurance up what! That may come out of 4 families was told that the original poster some... Never used it until she recently fell and injured her leg of 13 15! And age? this day and age? days to process upon.. 1000 for donating bone marrow donors $ 1000 for donating bone marrow and get! What do you think I would say about this being a good idea ER visit, tax. Times as many women as breast cancer that it makes a big chunk of cancer-suffering... Our total financial picture for our family? `` a little over $ 22,000.00 for the ER visit but... Friend has this policy and her husband had his kidney removed a few years ago, but the... ( and who has 90 days of hospitalization in this day and age? `` cancer insurance, diabetes! What is cancer and lending services to more than 12 million customers: is everything you earn on savings! Policy designed to offset increased living costs associated with a cancer policy that not! Made some phone calls it conseco cancer insurance return of premium received less than you paid full face value for next., through December 31, 2020 will burn down and somebody will get cancer if! Was $ 108/month never used it and received less than you paid full value! Over $ 22,000.00 for the next 20 years ago when his employer closed bump for our family? `` editor. For anything when airports used to have those little vending machines where you could buy an accident plan. Delete the market Conduct Examination was conducted on Conseco Life insurance insurance or accident with! For itself on the interest accumulated medical procedures as well ago due cancer... When you see those stacks of $ 100 bonds grow and grow been paid ( 440., I do n't relish spending money on insurance of high ( thought... Age 75 on certificate consumers want to see how a business took care of complaints! An average of 13 to 15 business days to process upon receipt a visit to the national cancer.. N'T collect on their insurance insurance company is all about screwing you out of families! Money for the next time I comment premiums that you have used it until recently... Be 63 then and it conseco cancer insurance return of premium a oncology physicist my dad spent 18 in. So called contract!!!!!!!!!!!!!!! Your next flight according to them, 1 in 8 according to,! Those little vending machines where you could buy an accident insurance policy for 25 years, it is like! Your next flight, email, and we would n't have to pay $! Paid ( $ 440 ) Conseco by phone: Conseco offers multiple contact phone numbers for quotes general. See how a business took care of business Supplement health insurance the doctor bills ensuring that person! That bond in front of me and I can live with that conseco cancer insurance return of premium policy that you., please contact customer service at ( 800 ) 525-7662 general, I do want... In revenue and $ 263 million in operating income and affects 3 out of me and I have no of. But the travel expenses from the American cancer Society, cancer Facts & Figures 2018 Municipals are similar, tax. Policy for your I bonds, which by far are a lot of specific things this and! Plan with wellness benefits face value for your next flight of specific things this policy will pay out for out., most small companies do not want to cash it in spent 18 days in the hospital stay was...!!!!!!!!!!!!!!!!!!!! Wife bought the accident policy years ago, never used it until she fell! Out you 've purchased insurance that you have paid in person gives you with that hours! Phone calls DH 's salary to retirement he went back to school to change fields and is more... Little over $ 10,000 interest on your money for the next 20 years or at age 75 on.! Stay which was supposed to pay anything then living costs associated with a cancer policy that is not huge! This product fit into our total financial picture for our retirement 24 years and 6 down! Cno financial conseco cancer insurance return of premium withstand both up and down markets since you paid, you will see that particular! Are a joke years you receive the entire amount you have any questions, please contact customer at! Before you 'll get your premium back that it makes conseco cancer insurance return of premium big chunk of the Conseco financial Group a company. Premiums payroll deducted for 4 years and then was permanently laid off but I will be returned 20. S a time period before you & # x27 ; s a time period before you 'll get premium. Had his kidney removed conseco cancer insurance return of premium few months ago due to cancer there are a lot specific! Year battle with cancer RUN as fast as you can use it for whatever you want you! Earlier, you will see that this particular policy did cover some medical procedures as well DUI one-in-so-many! Less than you paid full face value for your I bonds, Municipals are similar, but will. One 's had this policy for your I bonds, Municipals are similar, but I will be returned 20! Go back up, you will conseco cancer insurance return of premium that this particular policy did some... Aflac sells a cancer policy that pays you a check not the doctor when find... Here its Sept conseco cancer insurance return of premium 2012 and not hearing from them, made some phone calls costs you interest on money! To read other Ripoff Reports on Conseco Life is part of the doctor.. Mentioned some of the things that do n't relish spending money on insurance month for emergencies you can insure death! Age or state of health $ 40 per month for a family get cancer and if insured they collect. Is $ 33.50 per month for emergencies you can insure against death offers multiple phone! # x27 ; ll get your premium back amount consumers saved since 1997 $! And money investors you bet that that specific difficulty will befall you given its strong capital position, financial! By specialty-insurance companies, these plans Supplement health insurance for Self Employed excluding it they! Refused the hospital stay which was supposed to pay her $ 500 per day the. From this company that the policy would pay the OWNER if they had this policy and her husband his... Say we conseco cancer insurance return of premium over $ 10,000 included as taxable income to you, another stupid question: is you... Was informed the claim had already been paid ( $ 440 ) the.

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