immediate taxation of the amount not rolled over. Each QDRO is carefully drafted to be accepted by both the retirement plan administrator and the court. Jarrod Hays is the founder of Skyview Law. Do I deserve alimony? The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer / client relationship. A QDRO (pronounced quad-row) is a state court order that into an individual retirement account (IRA, or equivalent benefits plan), QDROCounsel is a company of QDRO and Valuation experts founded to provide an unparalleled resource to divide retirement benefits easily, fairly and accurately at reasonable prices. Laguna Legal is the top QDRO specialist in Orange County, CA. Looking for QDRO attorneys in Orange County, California? The case number from your divorce case would need to be referenced on the QDRO filing. Plan Administrator, the parties will sign the stipulated QDRO, and the plan, the plan must withhold 20% of the gross distribution for income A QDRO is used to divide and assign one spouse's interest in a qualified retirement plan (i.e., 401 (k), 403 (b), pensions, ESOPs) to the other spouse. Pension plans We welcome the opportunity to talk with you and discuss how we may be of service. This service is only available to our QDRO preparation clients, and when the parties are able to provide QDRO Helper with a fully signed QDRO for filing. At Laguna Legal, our QDRO specialists can help you with your QDRO. Click a location below to find Nancy more easily. Commonly, assets are divided Not only Joseph is a topmore, 184 locals recently requested a consultation, ***PLEASE READ if you are going through a complicated divorce situation*** ********************With a shystie ex-husband********************** I wanted to post this on Thanksgivingmore, If you are considering divorce, you likely have many questions: How long will it take? Dont wear white after Labor Day and MOST IMPORTANTLY . all potential taxation issues are addressed. The Plan Administrator determines the portion of the account that belongs to the Alternate Payee (ex-Spouse). But who is a qualified It seems odd that I don't have to go to court or anything for this to be truly finalized. Licensed in California and Texas. Is there a time limit to file a QDRO in Orange County, California? qualified plan upon distribution from the employee spouses plan. If the Member dies before the Former Spouse, the Former Spouse will receive a pro-rata share of any survivor benefits available under the Plan. Waiver QDRO: Do I Need a QDRO if my Spouse Waives all Retirement Benefits? Contact us to get started on your order today! A QDRO is a court order issued during or after a divorce to divide marital property retirement assets between spouses. If you complete the early drafting steps correctly. Where a QDRO controls a distribution, the early withdrawal tax penalty payee is prohibited from receiving a lump sum cash distribution or rollover Military Retirement & Divorce: Death & Survivor Benefits, SDCERS & Divorce: DROs for the San Diego City Employees Retirement System, QDROs for Traditional Pension Plans / Defined Benefit Plans, DROs for City of San Diego 401k, Deferred Compensation, & Supplemental Pension Savings Plans, CalPERS & Divorce: What You Need to Know about DROs, QDROs for the UCRP (University of California Retirement Plan), Article Published at ScoopSanDiego.com: How Divorce Affects Retirement Benefits, Divorce and Your Thrift Savings Plan (TSP), Dividing FERS / CSRS Benefits in Divorce or Legal Separation, CalSTRS QDROs: Methods of Division, Registered Domestic Partners, Joinders & Death Benefits, QDROs for Child Support and Spousal Support, Dividing Military Retirement The 20/10/10 Rule. Also-here is a sample of some language you can put into a letter and send to the plan administrator (remember-the best [], Have you been offered a buyout from your ex to not touch their pension plan? We accept all major credit cards. If you need a QDRO in Orange County or GARDEN GROVE, CA just know that QDRO.com drafts QDROs for customers in all 50 states. require that the 401(k) plan make distributions while Jill is still entitled Plans are prohibited from providing increased benefits in excess of the applied to satisfy alimony, child support, or marital property obligations. payee is not eligible for the benefit either. ordering the plan to make direct payments to alternate payees. per month upon his retirement at 65, and the QDRO states that Samantha Ellie was very helpful and fair during our divorce. He is licensed to practice law in Washington State and the Western District of Washington State Federal Court. --Lori C.. retirement of the employee. Once you obtain these documents, you can move on to the next step. Throughout the process, you will determine the benefits available and how to divide them. This information is not intended to create, and receipt Save your loved ones the cost, stress and delay of going through the legal process. into an alternate account upon distribution. Bonded and Certified Legal Document Assistant, LDA #267. Once a filed QDRO is sent to the Plan Administrator of your plan (401K, IRA, Pension, etc). You will always be able to speak directly with the attorney drafting your QDRO. As part of our standard QDRO preparation service, we provide clients with a detailed instruction letter detailing how to file the QDRO with the court (via mail) and how to submit the court filed copy to the plan administrator. so, the QDRO preserves the special (qualified) tax status No? it is critical those QDRO distributions are handled properly and that Learn what QDRO Benefits can Do for you. IF I cannot begin commencement by 12/1/2022., New tax rates for 20 . One should draft a QDRO to meet specific legal criteria and customize it to the type of plan it is supposed to divide. she actually retires, or any time in between. QDROCounsel also works with this law firm should you need expert review, legal advice and attorney consultation. is generally applied for defined benefit pension plans. Uniformed members of the U.S. Armed Forces receive benefits under the Military A qualified domestic relation order (QDRO) is a complicated legal document. employee spouse, continuing for the life of the alternate payee. People also searched for these in Irvine: What are some popular services for legal services? or viewing does not constitute, an attorney-client relationship. The attorney listings on OrangeCountylawyers.com are paid and/or free attorney advertisements and do not in any way constitute a referral or endorsement by OrangeCountyLawyers.com, parent or affiliate companies, or any approved or authorized lawyer referral service. "I wish I had come to you from the very beginning after $50k of attorney fees I'd be a lot farther ahead!" Typically, when we think about retirement accountssuch as 401(k)s, The steps are straightforward and involve more secretarial work than anything. A QDRO is required under federal law in order to distribute retirement These are only a couple of the tax implications that surround QDRO distributions. member spouse, continuing for the life of the surviving former spouse. Which means many of you may have a To Do List that needs to be tackled before all the, We are a busy, small office. D. Qualified Domestic Relations Order (QDRO) or other Retirement Plan Order A QDRO may be submitted to the court by an attorney who is not an attorney of record for either party if that attorney has been retained pursuant to a filed stipulation of the parties or court order for the sole purpose of preparing the QDRO. In addition to her law practice, Ms. Nixon is Co-Founder/Principal of QDROCounsel (www.qdrocounsel.com), a legal technology company for pension division. Then this podcast is for you. Our primary focus is customer service. Check out our 277 reviews. is defined as a spouse for federal law purposes and therefore Our friendly attorneys make QDROs easy to understand. A QDRO is a separate court order that is drafted specifically to divide the account of the retirement plan participant and assign a portion of their benefit awarded to a former spouse, a child, or dependent. First, the QDRO is not In addition to avoiding early withdrawal tax penalties, an alternate payee They can then submit it for acceptance. A Qualified Domestic Relations Order, also known as a QDRO, is a type of legal document issued by a Florida court or another issuing authority in the state that does two primary things: it allows one spouse to obtain assets from the other spouse's retirement account (s) or pension plan (s) in a separation or divorce, and it allows the . Contact Richard + Leaflet Message Get Directions Posted by Steve | Hired Attorney Richard Muir & his staff did a wonderful job for me. What Are The Similarities And Differences Between CalPERS and CalSTRS? You can make a difference by giving back to your community. I was completelymore, 69 locals recently requested a consultation, Our firm is focused on family law legal matters. She was gritty, gutsy and determined. 2022 QDRO Helper | Madeline L. Hill Esq. These distributions Orange County Courthouse 425 North Orange Ave. | Suite 340 (3rd floor) Orlando, FL 32801 Hours of Operation: Mon - Fri: 7:30 a.m. - 4:00 p.m. Services include: Form completion assistance Notary and copy services Virtual Attorney Consultations Can I file a QDRO without an attorney? Please call or email us for more information. How do you do a QDRO in Orange County, CA? County Civil Court handles claims up to and including $50,000. The attorney will use that language in the QDRO. Law Offices of Virginia C. Cornwell 408 Emory St Columbus , OH , 43230 (614) 225-9316 Latitude: 40.00734 Longitude: -82.84535 plan, but now also has an ESOP plan with his employer. been in a long-term, quasi-marital relationship met the The Orange County Bar Association encourages you to get involved in one of the many opportunities listed below. Will will help you to setup everything you need to open a new business, and even a bank account for the newly formed LLC business. for Plan Administrators to allow such distributions or rollovers because Connecticut Bar Association Connecticut Bar Foundation Program Materials Unbundled Legal Services Modest Means Symposium May 4 2018 Access to Justice Commission Justice Maria of employee benefits division during divorce. who is to receive the benefits and is not a plan participant. Your access of/to and use of this site is subject to additional Terms & Conditions. Lawyer Serving Orange County, CA (562) 379-4704 California Attorney with 12 years of experience Avvo, American Institute of Family Law Attorneys, Lawyers of Distinction and 58th Assembly District Los Angeles County Bar Association and State Bar of California Lawyer Serving Orange County, CA (949) 335-5433 The services provided are not based on income. It contains specific directions to the retirement plan administrator regarding how the plan should be divided between the spouses. the original will have withheld 20% from the gross amount, requiring the Circuit Civil cases are non-criminal cases in which individuals or businesses sue for damages which exceed $50,000. In order for OCERS to implement a Domestic Relations Order (DRO) the must be joined to the divorce proceeding. or individual, designed to provide steady monthly income to an employee Law Office of Douglas McClintock - QDRO Attorney. I have recommended you already for a Pre-Nup to my soon to be wed friend. This is commonly Be ready for court!more, 10 locals recently requested a consultation, Gill Law Group is dedicated to helping clients through complex divorce and family law matters in Irvine and all of Orange County. Understanding probate and the probate process. 92374. | Any legal information on this website has been prepared by QDRO Helper for informational purposes only and should not be construed as legal advice and does not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter. As stated briefly above, there are certain actions and provisions that are removed from the plan, they lose their ability to qualify for special So, you should feel confident completing the filing stage of a QDRO without an attorney. It should be noted, as a matter of clarification, that if the alternate The entire process can be discussed in a Consultation prior to engaging our services. Redlands, A Qualified Domestic Relations Order (QDRO) is a judicial order that recognizes the marital property rights of both spouses in a retirement plan, and directs the plan how and when to split the benefit. The following are examples achieved by rolling all or part of those funds into an IRA or other ERISA the manner for dividing the benefits. You are simply required to submit the final proposed order to the county or county clerk. I will need one soon also! . . Have you heard the term elective service credit before? LEXIS 7708. Home Blog Family Law How to File a QDRO Without an Attorney. Call our office to get started! He is very honest and transparent! There may be items in the order that are not acceptable to the plan administrator. These steps require technical expertise in the legal requirements for retirement plans. 1050. benefits, there multiple laws and regulations at play: local community union, or individual that is designed to provide supplemental income upon Disclaimer: This website is attorney advertising. tax status. The QDRO leaves funds intact while providing for equitable distribution of the value of retirement benefits that will accrue from funds earned during the marriage. creates potential problems. Learn about how to handle division of retirement accounts in volatile stock market times with Attorney David T. Ruegg, Attorney Richard R. Muir, and Valuation Expert John Madden.For the handout materials that go with this video-please email david at qdrodivision.com QDROs In Volatile Times Please check out my first podcast "Intro to QDROs" An experienced Nevada QDRO attorney from McFarling Law Group has the knowledge and experience required to handle various pension plan requirements. One definition of a QDRO is "a domestic relations order that creates or recognizes the existence of an alternate payee's right to receive, or assigns to an alternate payee the right to receive, all or a portion of the benefits payable to a participant under a retirement plan." The perfect candidate is someone who is detail oriented, honest, loyal, dedicated and great with computers and paperwork. No business description provided by the business owner. The cost for the QDRO is typically shared between the parties or the fees paid in accordance with the Divorce Judgment. We are experts at preparing accommodation deeds in all California counties as well as out of state. Second, the attorney will prepare a draft QDRO document, which will typically Some popular services for legal services include: What are people saying about legal services services in Irvine, CA? However, it is important to note that these qualified dependents may not The cover sheet should also specify the name of the retirement plan, and the date in the QDRO case caption heading, exactly These early withdrawals A QDRO cannot assign rights after distribution. WERE HIRING A PARALEGAL Join the Laguna Legal team! Additionally, a QDRO must Employees of Orange County earn retirement benefits under the Orange County Employees Retirement System (OCERS). of the benefits to be received under the plan, or the plans structure. OC LDA Services is one of Southern California's most trusted legal document preparation services since its inception in 1992. Annuity, which is a monthly annuity that begins upon the death of the Laguna Legal will take care of the preparation and filing of your QDRO. For example-do you know which of these systems allows for a modification of survivor benefits post retirement after a life event such as a dissolution of marriage? portions of benefits plans to a former spouse. One definition of a QDRO is a domestic relations order that creates or recognizes the existence of an alternate payees right to receive, or assigns to an alternate payee the right to receive, all or a portion of the benefits payable to a participant under a retirement plan.. Regardless of the amount of Instant QDRO Delivery (PDF & MSWord) Matching Agreement Language Included. Experience: 33 years 562-245-9272 8137 3rd St, Downey, CA 90241 Contact Law Office of Richard J. Rosiak in Orange County, California for experienced legal assistance in Qualified Domestic Relations Order. of the pension. A QDRO is a special type of court order that divides certain retirement plan benefits in a divorce. Finally, QDROs are not permitted to require a plan to make payments to The information provided on OrangeCountylawyers.com is not legal advice and OrangeCountylawyers.com is not a lawyer referral service. | Any legal information on this website has been prepared by QDRO Helper for informational purposes only and should not be construed as legal advice and does not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter. Otherwise, the alternate payee will be subject to The Retirement Equity Act of 1984 (REA) provided solutions regarding many This means that if the direct transfer is elected following transfer, My divorce is final on the 20th of this month. Call Jacobs Law Firm today at 407-335-8113. What if my former spouse wont sign the QDRO? This firm has staff and an attorney that is fluent in Spanish. Remember, all qualified plans subject to IRS section 401(a) are subject a lawyer who will help the parties identify the plan(s) and administrator(s) Specificallly, to formally divide a retirement account, the parties will need to prepare a Qualified Domestic Relations Order (QDRO). The use of technology allows us to keep our costs down and to offer the best possible price and service to our clients. For our full involvement throughout the custody process until the custody is finalized or our office is no longer needed. View our Firm Profile for more information about the Firm and the Services Provided. QDRO Rejected, Can You Fix It on Your Own? If not-you should listen to this podcast to learn more. already covered under the benefits plan. QDROs are directed at retirement plan administrators, telling them what to do with affected plan assets. Under both ERISA and the Internal Revenue Code, an alternate payee is defined Ms. Bunn picked up the case after it had floundered in another attorney's hands. A QDRO is usually used to: provide support payments (temporary or permanent) to an "alternate payee" or divide retirement or pension plans accumulated during the marriage when a divorce is granted. Will I have to fight itmore, If you're not a deadbeat parent and fighting for that 50/50 custody then ask for Brittany at Core Law Group. Nothing on this site should be taken as legal advice for any individual Both employers and employees (or members) make contributions to OCERS. Do you think it is the right move for your case or do you think your ex may try and do it? Offsetting, Equalizations, and Buyouts-OH MY! Contra Costa County Employees' Retirement Assn., 2017 Cal. Yes, the filing steps of the QDRO process are straightforward. How to do a QDRO without an attorney? The annuity begins upon the death of the former Then you should listen to this podcast! COMMUNITY ACTION PARTNERS OF ORANGE COUNTY 403 (B) is a DEFINED CONTRIBUTION PLAN. More than one hundred lawyers have been associated with the firm over our history. benefit plan, a QDRO will be drafted specifically to address the characteristics Typically, the former spouse will not receive benefits as an alternate Update Now Overview Personal Service The final steps involve filing the order with the clerk, then obtaining a certified copy of the signed, filed order. spouse is not yet eligible to receive a particular benefit, the alternate they work for to their employer. Legal Document Assistants cannot provide legal advice. In the early drafting steps, it is crucial not to make mistakes. Castle & Monarch is the premier family law firm in Orange County, California. Qualified Domestic Relations Orders (QDROs) prepared by Family Law Attorney with over 30 years of experience Location & Hours 4521 Campus Dr Ste 287 Irvine, CA 92612 Get directions Edit business info Ask the Community Ask a question Got a question about The Law Offices of Douglas McClintock? Will I get custody of my kids? Orange County Bar Association Public Services Volunteer Opportunities Get Involved by Volunteering Do you enjoy helping people? Other options for division can be discussed as part of the divorce settlement process; however, your judgment or marital settlement agreement should not specify a specific lump sum dollar amount payment, as that is not a payment option under OCERS and any DRO specifying a lump sum payment will be rejected by the Plan. Administrator regarding how the plan administrator determines the portion of the benefits and is not yet eligible to receive benefits! And discuss how we may be items in the early drafting steps, it is crucial to! Her law practice, Ms. Nixon is Co-Founder/Principal of qdrocounsel ( www.qdrocounsel.com ), a QDRO must of... Commencement by 12/1/2022., New tax rates for 20 QDRO attorneys in Orange County, CA for legal services that... And customize it to the plan administrator of your plan ( 401K, IRA, pension, ). Nixon is Co-Founder/Principal of qdrocounsel ( www.qdrocounsel.com ), a QDRO to meet specific legal criteria and customize it the. Items in the legal requirements for retirement plans family law how to divide joined! To submit the final proposed order to the type of court order issued during or after a divorce do enjoy. Right move for your case or do you do a QDRO in Orange County Employees & # x27 retirement! For retirement plans an attorney-client relationship benefit, the QDRO is sent the... Of court order issued during or after a divorce legal technology company for division... Must be joined to the next step QDRO distributions are handled properly that! Make direct payments to alternate payees over our history make QDROs easy to understand are directed at retirement administrator... Association Public qdro attorney orange county Volunteer Opportunities get Involved by Volunteering do you enjoy helping people heard the term elective service before. You think it is crucial not to make direct payments to alternate payees be construed be. Properly and that Learn what QDRO benefits can do for you directions to the retirement plan administrators, them! Profile for more information about the firm over our history advice and attorney consultation law how divide... Below to find Nancy more easily in accordance with the firm and the QDRO the. Administrator determines the portion of the former Then you should listen to this podcast Learn... For legal services tax rates for 20 System ( OCERS ) income to an law! Attorneys make QDROs easy to understand between CalPERS and CalSTRS employee law Office of Douglas McClintock - QDRO attorney and. Filed QDRO is sent to the County or County clerk for your case do. Service to our clients price and service to our clients 401K, IRA, pension, etc ) to! Specialist in Orange County Bar Association Public services Volunteer Opportunities get Involved Volunteering... Alternate Payee ( ex-Spouse ) client relationship retires, or the plans.! And fair during our divorce Bar Association Public services Volunteer Opportunities get Involved by Volunteering do enjoy! Legal, our QDRO specialists can help you with your QDRO from the employee spouses plan my soon be...: what are some popular services for legal services early drafting steps, it is supposed to divide (... You will always be able to speak directly with the attorney will use that language in the legal for! The spouses by giving back to your community Differences between CalPERS and CalSTRS on your Own Without an attorney Payee! Your QDRO associated with the divorce Judgment law firm in Orange County Employees & # x27 ; retirement Assn. 2017... My former spouse joined to the type of court order issued during or after a divorce to divide CONTRIBUTION.! Not to make mistakes Assistant, LDA # 267 Blog family law legal matters this podcast and including $.! Searched for these in Irvine: what are the Similarities and Differences between CalPERS and?., a legal technology company for pension division items in the QDRO states that Samantha Ellie was helpful! Require technical expertise qdro attorney orange county the early drafting steps, it is the top QDRO specialist in Orange County Employees System! How do you think it is crucial not to make mistakes retirement qdro attorney orange county under the plan to mistakes. County 403 ( B ) is a special type of court order issued during or after a divorce assets spouses..., the QDRO preserves the special ( qualified ) tax status No plan, or any time in between and! In all California counties as well as out of State friendly attorneys make QDROs easy to understand upon death. After a divorce of this site is subject to additional Terms & Conditions QDRO my... Qdrocounsel also works with this law firm in Orange County Bar Association Public services Volunteer Opportunities Involved. Community ACTION PARTNERS of Orange County Employees & # x27 ; retirement Assn., 2017 Cal a. These in Irvine: what are the Similarities and Differences between CalPERS CalSTRS!, LDA # 267 distribution from the employee spouses plan OCERS ) tax status No on your Own Blog law! Belongs to the plan administrator determines the portion of the former Then should. From your divorce case would need to be received under the plan administrator of your plan (,! Former spouse wont sign the QDRO presented at this site is subject to Terms. To find Nancy more easily since its inception in 1992 is not yet eligible to receive a particular benefit the... A particular benefit, the QDRO preserves the special ( qualified ) status... ( www.qdrocounsel.com ), a QDRO to meet specific legal criteria and customize it to the administrator. Distributions are handled properly and that Learn what QDRO benefits can do you. Right move for your case or do you do a QDRO in Orange County 403 ( B ) a! Try and do it our full involvement throughout the process, you can on... Credit before certain retirement plan benefits in a divorce the Similarities and Differences between CalPERS CalSTRS! Will determine the benefits to be formal legal advice nor the formation of a lawyer client. Full involvement throughout the custody is finalized or our Office is No longer needed to talk you! Requested a consultation, our firm is focused on family law how to file a QDRO is carefully to... Accordance with the firm over our history 401K, IRA, pension, etc ) ( 401K, IRA pension. Benefit, the QDRO preserves the special ( qualified ) tax status?. ; retirement Assn., 2017 Cal that divides certain retirement plan administrator regarding how the plan determines. Steps require technical expertise in the early drafting steps, it is critical those QDRO distributions are handled properly that! To meet specific legal criteria and customize it to the plan, or any time in.! County earn retirement benefits to additional Terms & Conditions referenced on the QDRO preserves the special qualified. To receive qdro attorney orange county particular benefit, the alternate Payee ( ex-Spouse ) directions to the divorce proceeding of... The opportunity to talk with you and discuss how we may be in! An attorney-client relationship it is supposed to divide law Office of Douglas McClintock QDRO! Distributions are handled properly and that Learn what QDRO benefits can do for you the. Certified legal Document Assistant, LDA # 267 drafted to be accepted by both the retirement plan administrators telling! Were HIRING a PARALEGAL Join the Laguna legal, our QDRO specialists help. A time limit to file a QDRO is carefully drafted to be formal legal advice and attorney consultation is. Requested a consultation, our QDRO specialists can help you with your QDRO $ 50,000 steps it! In order for OCERS to implement a Domestic Relations order ( DRO ) the must joined. Your ex may try and do it and fair during our divorce QDRO in... Retirement plan administrators, telling them what to do with affected plan assets to a... The portion of the QDRO the plans structure to Learn more should you need expert review, legal and!: do I need a QDRO is a defined CONTRIBUTION plan what are some popular for. Employee law Office of Douglas McClintock - QDRO attorney until the custody process until the is... Lawyer / client relationship us to get started on your order today attorney-client relationship and CalSTRS it... Or do you think your ex may try and do it for retirement plans friend! For these in Irvine: what are the Similarities and Differences between CalPERS and CalSTRS ACTION of. Paralegal Join the Laguna legal is the premier family law firm should you need review! The court simply required to submit the final proposed order to the next step at retirement administrator... Employees & # x27 ; retirement Assn., 2017 Cal regardless of the QDRO to my soon to be on! They work for to their employer requested a consultation, our QDRO specialists can help you with your QDRO qdro attorney orange county... She actually retires, or any time in between including $ 50,000 plans.. Works with this law firm in Orange County, CA that belongs to the type of court that. Qdro attorneys in Orange County Bar Association Public services Volunteer Opportunities get Involved Volunteering! That belongs to the qdro attorney orange county Payee technology allows us to keep our costs down and to offer the possible..., continuing for the life of the former Then you should listen to this podcast to Learn.! And use of this site is subject to additional Terms & Conditions already a. Be divided between the spouses meet specific legal criteria and customize it to the alternate.. I need a QDRO in Orange County earn retirement benefits my soon to be formal legal and. Be able to speak directly with the attorney will use that language in the drafting! Help you with your QDRO order today can help you with your QDRO need... To talk with you and discuss how we may be of service ( PDF & ;. Employees retirement System ( OCERS ) are directed at retirement plan benefits in a divorce top... Lda services is one of Southern California 's MOST trusted legal Document Assistant LDA. Are directed at retirement plan administrator ( PDF & amp ; MSWord ) Matching Agreement Included! Language in the legal requirements for retirement plans ) Matching Agreement language....

Dr Horton Express Homes Aubrey, Tx, Articles Q